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Michigan law does not require you to carry insurance on your home or personal property however if you finance your home your lender will likely require you to purchase insurance on the buildings to protect their financial interest in the property.
The Michigan Basic Property Insurance Association MBPIA was created to provide property insurance to qualified persons who cannot get insurance in the regular market If you are qualified you can get insurance through the MBPIA for homeowners renters condo-owners dwelling fire or commercial property.
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